Do you want to know how to make a credit card online, but do not even know where to start?
Making a credit card online has become an increasingly easy and sought after task, since paperwork is always less if you compare it to a credit card made at some physical bank.
One of the reasons for this is because over the internet you can make a credit card without having to prove your income.
The requirements are that you are at least 18 years old, have your original documents, and to get the card it is only necessary to be approved in a credit analysis, which is performed by the employees of the bank or correspondent that you have chosen.
The interesting thing is that even if you do not pass the credit analysis, they usually give up to 6 months or less, so you can try again, and who knows, finally being approved.
Also, having your request declined will not prevent you from making another request at a different institution.
A lot of people do not get approved on Nubank, for example, but they get it when they try for Digio.
Each institution has its own rules for deciding whether or not to approve the credit application, so it is important to always try in different places.
Below you can get some more information on how to make a credit card online.
How it works?
The process of how to make an online credit card is quite simple.
First, after choosing which card you want (the best known are: Digio, Inter, Satander, Carrefour, Nubank), you will have to access the company website to get some initial information.
This initial information is only the initial step for the credit analysis to be performed.
Generally you only need to enter data like, your email, full name and most importantly, that is the CPF number.
They will ask for a minimum time, which is a deadline for you to wait for the analysis response and to know if you have been approved or not.
You’ll receive the response in the informed email, so always be aware of your inbox to know when to get the answer.
If approved, they will direct you to another page where you will finish filling in the other information needed to receive the card, such as the address of the house, etc.
Then just wait for the arrival of your credit card.
Search for available cards
In a fast internet search, you will find several credit card options that can be made without leaving your home.
The important thing is that you go to the page of these institutions and read all the information before to make sure that it will really be worth it.
For example, on the internet there is a very wide variety of credit cards that do not have annuity.
However, many of these cards are not framed in the miles program, so it is very important to know what benefits would be most appropriate and seen as a priority for you.
What are the advantages of making a credit card online?
If you are looking for how to make a credit card online, you will like to know the advantages, check below:
- Get approved even if the name is dirty (depending on the institution);
- You do not need to prove income;
- No bureaucracy, needing to go through only a credit analysis performed through your CPF number;
- You do not necessarily need to open a bank account;
- You do without leaving home and spend time in queues that seem to never end.
Have your documents in hand
When your credit analysis is approved, you will be directed to another page, where you should send your data, such as, RG Number, CPF, Proof of Residence.
It is also usually necessary to hit a photo of the documents to be sent.
But the process is quite simple, quite follow the guidelines of the page itself.
Define which card flag you prefer
There are some credit card flags that are more accepted than others.
So at the time you make your credit card, this should also be taken into account.
Generally among the most accepted flags are, Mastercard, Visa, Hipercard and American Express.
Conclusion: How to Make a Credit Card Online
Knowing how to make an online credit card is just the first step in getting a card in a much easier, more practical and totally free way.
Search well for the bank you want to get your credit card from and follow all the steps we’ve outlined here.